18964
ZIPSAFMR
Montgomery County, PA
BRFMR
Eff. Rent
0 BR$1,300$1,430
1 BR$1,410$1,520
2 BR$1,680$1,840
3 BR$2,010$2,210
4 BR$2,250$2,480
5 BR$2,588
6 BR$2,976
7 BR$3,422
8 BR$3,935

Purchase Price Calculator

Maximum purchase price
$211,507

Cost breakdown

+Likely effective rent$1,840
HUD FMR$1,680
Market rent$1,930
Est. payment standard (110%)Used$1,840
Estimated payment standard is $1,840 (110% of FMR).
-Principal and interest-$1,069
Loan amount$169,205
Down payment$42,301
Rate6.50%
Term30 years
-Operating costs-$571
Property taxes-$212
Insurance-$175
Utilities$0
HOA$0
Management-$184
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,525(69.8% ROI)
Projected value
$227,770
Current value$211,507
Return breakdown
Property appreciation+$16,263
Loan principal paid down+$6,062
Rental cash flow+$7,200
5-year hold
+$50,604(119.6% ROI)
Projected value
$239,300
Current value$211,507
Return breakdown
Property appreciation+$27,794
Loan principal paid down+$10,811
Rental cash flow+$12,000
10-year hold
+$108,999(257.7% ROI)
Projected value
$270,747
Current value$211,507
Return breakdown
Property appreciation+$59,240
Loan principal paid down+$25,760
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.81ratio
FMR$1,300
Market$1,610
vs market-$310

FMR is below market; voucher rent may lag private rents.

90% standard$1,170 / 0.73 ratio110% standard$1,430 / 0.89 ratio
0.81
1 BR
1 BR
0.89ratio
FMR$1,410
Market$1,580
vs market-$170

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.80 ratio110% standard$1,551 / 0.98 ratio
0.89
2 BR
2 BR
0.87ratio
FMR$1,680
Market$1,930
vs market-$250

FMR is below market; voucher rent may lag private rents.

90% standard$1,512 / 0.78 ratio110% standard$1,848 / 0.96 ratio
0.87
3 BR
3 BR
0.75ratio
FMR$2,010
Market$2,690
vs market-$680

FMR is below market; voucher rent may lag private rents.

90% standard$1,809 / 0.67 ratio110% standard$2,211 / 0.82 ratio
0.75
4 BR
4 BR
0.72ratio
FMR$2,250
Market$3,120
vs market-$870

FMR is below market; voucher rent may lag private rents.

90% standard$2,025 / 0.65 ratio110% standard$2,475 / 0.79 ratio
0.72
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 18964 (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

18964 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 18964 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,680 and the 4 bedroom fair market rent is $2,250.

Use this page for searches like 18964 FMR, 18964 fair market rent, and 18964 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 18964
Bedroom sizeHUD FMR
Studio$1,300
1 bedroom$1,410
2 bedroom$1,680
3 bedroom$2,010
4 bedroom$2,250