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Bexar County/La Coste/78039

78039

ZIPSAFMR
Bexar County, TX
Zillow

ZIP Investment Score

103Above average

095130300
BRFMR
Eff. Rent
0 BR$1,030$1,130
1 BR$1,060$1,170
2 BR$1,350$1,490
3 BR$1,750$1,800
4 BR$1,960$2,040
5 BR$2,254Not available
6 BR$2,592Not available
7 BR$2,981Not available
8 BR$3,428Not available

Purchase Price Calculator

Maximum purchase price
$159,497

Cost breakdown

+Likely effective rent$1,490
HUD FMR$1,350
Market rent$1,590
Est. payment standard (110%)Used$1,490
-Principal and interest-$807
Loan amount$127,598
Down payment$31,899
Rate6.50%
Term30 years
-Operating costs-$483
Property taxes-$159
Insurance-$175
Utilities$0
HOA$0
Management-$149
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,035(75.3% ROI)
Projected value
$171,761
Return breakdown
Property appreciation+$12,264
Loan principal paid down+$4,572
Rental cash flow+$7,200
5-year hold
+$41,111(128.9% ROI)
Projected value
$180,456
Return breakdown
Property appreciation+$20,959
Loan principal paid down+$8,152
Rental cash flow+$12,000
10-year hold
+$88,098(276.2% ROI)
Projected value
$204,170
Return breakdown
Property appreciation+$44,673
Loan principal paid down+$19,425
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.66
1 BR
0.74
2 BR
0.85
3 BR
0.96
4 BR
0.94
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 78039 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 78039 (La Coste, TX) is $1,350 a month. That is up 2.3% from $1,320 in FY 2026. La Coste is in the San Antonio-New Braunfels, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 104 ZIP codes in Bexar County, 78039 is tied for the 76th-highest two-bedroom rent (county range $1,020–$2,160). The median county two-bedroom FMR in Texas is $1,105, so ZIP 78039 is 22% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 78039
BedroomsFY 2027Change90–110% range
Studio$1,030+3.0%$927–$1,133
1BR$1,060+1.9%$954–$1,166
2BR$1,350+2.3%$1,215–$1,485
3BR$1,750+1.2%$1,575–$1,925
4BR$1,960+7.1%$1,764–$2,156

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 78039
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,030$1,060$1,350$1,750$1,960
FY 2026$1,000$1,040$1,320$1,730$1,830
FY 2025$990$1,050$1,330$1,740$1,850
FY 2024$660$690$910$1,200$1,210
FY 2023$590$630$830$1,080$1,120

Two-bedroom rent in nearby Bexar County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 78039
78002$1,3500.0%
78006$1,700+25.9%
78009$1,340−0.7%
78015$1,730+28.1%
78023$1,770+31.1%
78039Current$1,350—
78052$1,190−11.9%
78054$1,430+5.9%
78069$1,130−16.3%
78073$1,210−10.4%
78101$1,030−23.7%
78108$2,160+60.0%

Questions about ZIP 78039 rents

How much will Section 8 pay for a two-bedroom in ZIP 78039?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,350, that basic range is $1,215 to $1,485 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 78039 in?

ZIP 78039 is in the San Antonio-New Braunfels, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 78039 for FY 2027?

The two-bedroom FMR rose 2.3%, from $1,320 in FY 2026 to $1,350 in FY 2027. Since FY 2023 it has risen 62.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentLa Coste, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources