78244
ZIPSAFMR
Bexar County, TX
BRFMR
Eff. Rent
0 BR$1,290$1,130
1 BR$1,410$1,180
2 BR$1,710$1,330
3 BR$2,190$1,640
4 BR$2,560$1,770
5 BR$2,944
6 BR$3,386
7 BR$3,893
8 BR$4,477

Purchase Price Calculator

Maximum purchase price
$135,721

Cost breakdown

+Likely effective rent$1,330
HUD FMR$1,710
Market rentUsed$1,330
Est. payment standard (90%)$1,540
Market rent is below the inferred standard ($1,540, 90% of FMR).
-Principal and interest-$686
Loan amount$108,577
Down payment$27,144
Rate6.50%
Term30 years
-Operating costs-$444
Property taxes-$136
Insurance-$175
Utilities$0
HOA$0
Management-$133
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,526(79.3% ROI)
Projected value
$146,157
Current value$135,721
Return breakdown
Property appreciation+$10,436
Loan principal paid down+$3,890
Rental cash flow+$7,200
5-year hold
+$36,772(135.5% ROI)
Projected value
$153,556
Current value$135,721
Return breakdown
Property appreciation+$17,835
Loan principal paid down+$6,937
Rental cash flow+$12,000
10-year hold
+$78,543(289.4% ROI)
Projected value
$173,734
Current value$135,721
Return breakdown
Property appreciation+$38,013
Loan principal paid down+$16,530
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.14ratio
FMR$1,290
Market$1,130
vs market+$160

FMR is above market; underwrite to market rent.

90% standard$1,161 / 1.03 ratio110% standard$1,419 / 1.26 ratio
1.14
1 BR
1 BR
1.19ratio
FMR$1,410
Market$1,180
vs market+$230

FMR is above market; underwrite to market rent.

90% standard$1,269 / 1.08 ratio110% standard$1,551 / 1.31 ratio
1.19
2 BR
2 BR
1.29ratio
FMR$1,710
Market$1,330
vs market+$380

FMR is above market; underwrite to market rent.

90% standard$1,539 / 1.16 ratio110% standard$1,881 / 1.41 ratio
1.29
3 BR
3 BR
1.34ratio
FMR$2,190
Market$1,640
vs market+$550

FMR is above market; underwrite to market rent.

90% standard$1,971 / 1.20 ratio110% standard$2,409 / 1.47 ratio
1.34
4 BR
4 BR
1.45ratio
FMR$2,560
Market$1,770
vs market+$790

FMR is above market; underwrite to market rent.

90% standard$2,304 / 1.30 ratio110% standard$2,816 / 1.59 ratio
1.45
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 78244 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

78244 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 78244 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,710 and the 4 bedroom fair market rent is $2,560.

Use this page for searches like 78244 FMR, 78244 fair market rent, and 78244 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 78244
Bedroom sizeHUD FMR
Studio$1,290
1 bedroom$1,410
2 bedroom$1,710
3 bedroom$2,190
4 bedroom$2,560