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Medina County/San Antonio/78254

78254

ZIPSAFMR
Medina County, TX
Zillow

ZIP Investment Score

62Below average

095130300
BRFMR
Eff. Rent
0 BR$1,430$1,400
1 BR$1,550$1,450
2 BR$1,870$1,590
3 BR$2,420$1,600
4 BR$2,810$2,080
5 BR$3,231Not available
6 BR$3,716Not available
7 BR$4,274Not available
8 BR$4,915Not available

Purchase Price Calculator

Maximum purchase price
$174,357

Cost breakdown

+Likely effective rent$1,590
HUD FMR$1,870
Market rentUsed$1,590
Est. payment standard (90%)$1,690
-Principal and interest-$882
Loan amount$139,485
Down payment$34,871
Rate6.50%
Term30 years
-Operating costs-$508
Property taxes-$174
Insurance-$175
Utilities$0
HOA$0
Management-$159
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,604(73.4% ROI)
Projected value
$187,763
Return breakdown
Property appreciation+$13,406
Loan principal paid down+$4,997
Rental cash flow+$7,200
5-year hold
+$43,824(125.7% ROI)
Projected value
$197,269
Return breakdown
Property appreciation+$22,912
Loan principal paid down+$8,912
Rental cash flow+$12,000
10-year hold
+$94,070(269.8% ROI)
Projected value
$223,192
Return breakdown
Property appreciation+$48,835
Loan principal paid down+$21,235
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.02
1 BR
1.07
2 BR
1.18
3 BR
1.51
4 BR
1.35
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 78254 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 78254 (San Antonio, TX) is $1,870 a month. That is unchanged from FY 2026. San Antonio is in the Medina County, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 17 ZIP codes in Medina County, 78254 has the highest two-bedroom rent (county range $1,080–$1,870). The median county two-bedroom FMR in Texas is $1,105, so ZIP 78254 is 69% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 78254
BedroomsFY 2027Change90–110% range
Studio$1,430+1.4%$1,287–$1,573
1BR$1,550+0.6%$1,395–$1,705
2BR$1,8700.0%$1,683–$2,057
3BR$2,420+0.8%$2,178–$2,662
4BR$2,810+0.4%$2,529–$3,091

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 78254
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,430$1,550$1,870$2,420$2,810
FY 2026$1,410$1,540$1,870$2,400$2,800
FY 2025$1,460$1,620$1,970$2,500$2,940
FY 2024$1,380$1,540$1,880$2,380$2,850
FY 2023$1,170$1,340$1,630$2,070$2,530

Two-bedroom rent in nearby Medina County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 78254
78009$1,340−28.3%
78016$1,080−42.2%
78023$1,770−5.3%
78039$1,350−27.8%
78052$1,190−36.4%
78056$1,360−27.3%
78057$1,140−39.0%
78059$1,170−37.4%
78063$1,270−32.1%
78066$1,490−20.3%
78253$1,640−12.3%
78254Current$1,870—

Questions about ZIP 78254 rents

How much will Section 8 pay for a two-bedroom in ZIP 78254?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,870, that basic range is $1,683 to $2,057 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 78254 in?

ZIP 78254 is in the Medina County, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 78254 for FY 2027?

The two-bedroom FMR was unchanged at $1,870 in FY 2027. Since FY 2023 it has risen 14.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSan Antonio, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources