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78073

ZIPSAFMR
Atascosa County, TX

ZIP Investment Score

84Below average

095130300
BRFMR
Eff. Rent
0 BR$920$1,010
1 BR$1,020$1,070
2 BR$1,210$1,330
3 BR$1,570$1,660
4 BR$1,770$1,810
5 BR$2,035Not available
6 BR$2,341Not available
7 BR$2,692Not available
8 BR$3,096Not available

Purchase Price Calculator

Maximum purchase price
$135,721

Cost breakdown

+Likely effective rent$1,330
HUD FMR$1,210
Market rent$1,490
Est. payment standard (110%)Used$1,330
-Principal and interest-$686
Loan amount$108,577
Down payment$27,144
Rate6.50%
Term30 years
-Operating costs-$444
Property taxes-$136
Insurance-$175
Utilities$0
HOA$0
Management-$133
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,526(79.3% ROI)
Projected value
$146,157
Return breakdown
Property appreciation+$10,436
Loan principal paid down+$3,890
Rental cash flow+$7,200
5-year hold
+$36,772(135.5% ROI)
Projected value
$153,556
Return breakdown
Property appreciation+$17,835
Loan principal paid down+$6,937
Rental cash flow+$12,000
10-year hold
+$78,543(289.4% ROI)
Projected value
$173,734
Return breakdown
Property appreciation+$38,013
Loan principal paid down+$16,530
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.82
1 BR
0.94
2 BR
0.81
3 BR
0.92
4 BR
0.97
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 78073 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 78073 (Von Ormy, TX) is $1,210 a month. That is up 2.5% from $1,180 in FY 2026. Von Ormy is in the Atascosa County, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 16 ZIP codes in Atascosa County, 78073 has the 5th-highest two-bedroom rent (county range $1,010–$1,390). The median county two-bedroom FMR in Texas is $1,105, so ZIP 78073 is 10% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 78073
BedroomsFY 2027Change90–110% range
Studio$920+3.4%$828–$1,012
1BR$1,020+3.0%$918–$1,122
2BR$1,210+2.5%$1,089–$1,331
3BR$1,570+4.0%$1,413–$1,727
4BR$1,770+2.3%$1,593–$1,947

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 78073
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$920$1,020$1,210$1,570$1,770
FY 2026$890$990$1,180$1,510$1,730
FY 2025$910$1,030$1,220$1,550$1,780
FY 2024$830$950$1,130$1,430$1,680
FY 2023$700$820$980$1,230$1,530

Two-bedroom rent in nearby Atascosa County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 78073
78011$1,040−14.0%
78012$1,110−8.3%
78026$1,010−16.5%
78050$1,060−12.4%
78052$1,190−1.7%
78064$1,180−2.5%
78065$1,010−16.5%
78069$1,130−6.6%
78073Current$1,210—
78113$1,300+7.4%
78114$1,240+2.5%
78118$1,150−5.0%

Questions about ZIP 78073 rents

How much will Section 8 pay for a two-bedroom in ZIP 78073?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,210, that basic range is $1,089 to $1,331 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 78073 in?

ZIP 78073 is in the Atascosa County, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 78073 for FY 2027?

The two-bedroom FMR rose 2.5%, from $1,180 in FY 2026 to $1,210 in FY 2027. Since FY 2023 it has risen 23.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set