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78219

ZIPSAFMR
Bexar County, TX

ZIP Investment Score

117Above average

095130300
BRFMR
Eff. Rent
0 BR$950$1,050
1 BR$1,040$1,140
2 BR$1,250$1,380
3 BR$1,620$1,600
4 BR$1,880$1,850
5 BR$2,162Not available
6 BR$2,486Not available
7 BR$2,859Not available
8 BR$3,288Not available

Purchase Price Calculator

Maximum purchase price
$143,151

Cost breakdown

+Likely effective rent$1,380
HUD FMR$1,250
Market rent$1,510
Est. payment standard (110%)Used$1,380
-Principal and interest-$724
Loan amount$114,521
Down payment$28,630
Rate6.50%
Term30 years
-Operating costs-$456
Property taxes-$143
Insurance-$175
Utilities$0
HOA$0
Management-$138
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,310(77.9% ROI)
Projected value
$154,158
Return breakdown
Property appreciation+$11,007
Loan principal paid down+$4,103
Rental cash flow+$7,200
5-year hold
+$38,128(133.2% ROI)
Projected value
$161,962
Return breakdown
Property appreciation+$18,811
Loan principal paid down+$7,317
Rental cash flow+$12,000
10-year hold
+$81,529(284.8% ROI)
Projected value
$183,245
Return breakdown
Property appreciation+$40,094
Loan principal paid down+$17,434
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.69
1 BR
0.74
2 BR
0.83
3 BR
1.01
4 BR
1.02
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 78219 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 78219 (San Antonio, TX) is $1,250 a month. That is up 1.6% from $1,230 in FY 2026. San Antonio is in the San Antonio-New Braunfels, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 104 ZIP codes in Bexar County, 78219 is tied for the 88th-highest two-bedroom rent (county range $1,020–$2,160). The median county two-bedroom FMR in Texas is $1,105, so ZIP 78219 is 13% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 78219
BedroomsFY 2027Change90–110% range
Studio$950+2.2%$855–$1,045
1BR$1,040+3.0%$936–$1,144
2BR$1,250+1.6%$1,125–$1,375
3BR$1,620+2.5%$1,458–$1,782
4BR$1,880+2.2%$1,692–$2,068

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 78219
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$950$1,040$1,250$1,620$1,880
FY 2026$930$1,010$1,230$1,580$1,840
FY 2025$980$1,080$1,320$1,680$1,970
FY 2024$960$1,080$1,310$1,660$1,980
FY 2023$850$980$1,190$1,510$1,840

Two-bedroom rent in nearby Bexar County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 78219
78213$1,420+13.6%
78214$1,090−12.8%
78215$1,920+53.6%
78216$1,500+20.0%
78217$1,300+4.0%
78218$1,330+6.4%
78219Current$1,250—
78220$1,330+6.4%
78221$1,290+3.2%
78222$1,360+8.8%
78223$1,2500.0%
78224$1,300+4.0%

Questions about ZIP 78219 rents

How much will Section 8 pay for a two-bedroom in ZIP 78219?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,250, that basic range is $1,125 to $1,375 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 78219 in?

ZIP 78219 is in the San Antonio-New Braunfels, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 78219 for FY 2027?

The two-bedroom FMR rose 1.6%, from $1,230 in FY 2026 to $1,250 in FY 2027. Since FY 2023 it has risen 5.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set