91901
ZIPSAFMR
San Diego County, CA
BRFMR
Eff. Rent
0 BR$2,160$2,150
1 BR$2,320$2,260
2 BR$2,830$2,620
3 BR$3,770$3,160
4 BR$4,570$4,590
5 BR$5,256
6 BR$6,044
7 BR$6,950
8 BR$7,993

Purchase Price Calculator

Maximum purchase price
$327,414

Cost breakdown

+Likely effective rent$2,620
HUD FMR$2,830
Market rentUsed$2,620
Est. payment standard (95%)$2,690
Market rent is below the inferred standard ($2,690, 95% of FMR).
-Principal and interest-$1,656
Loan amount$261,932
Down payment$65,483
Rate6.50%
Term30 years
-Operating costs-$764
Property taxes-$327
Insurance-$175
Utilities$0
HOA$0
Management-$262
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$41,759(63.8% ROI)
Projected value
$352,590
Current value$327,414
Return breakdown
Property appreciation+$25,175
Loan principal paid down+$9,384
Rental cash flow+$7,200
5-year hold
+$71,760(109.6% ROI)
Projected value
$370,439
Current value$327,414
Return breakdown
Property appreciation+$43,025
Loan principal paid down+$16,735
Rental cash flow+$12,000
10-year hold
+$155,580(237.6% ROI)
Projected value
$419,118
Current value$327,414
Return breakdown
Property appreciation+$91,704
Loan principal paid down+$39,876
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.00ratio
FMR$2,160
Market$2,150
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$1,944 / 0.90 ratio110% standard$2,376 / 1.11 ratio
1.00
1 BR
1 BR
1.03ratio
FMR$2,320
Market$2,260
vs market+$60

FMR is near market; voucher and private rents are aligned.

90% standard$2,088 / 0.92 ratio110% standard$2,552 / 1.13 ratio
1.03
2 BR
2 BR
1.08ratio
FMR$2,830
Market$2,620
vs market+$210

FMR is near market; voucher and private rents are aligned.

90% standard$2,547 / 0.97 ratio110% standard$3,113 / 1.19 ratio
1.08
3 BR
3 BR
1.19ratio
FMR$3,770
Market$3,160
vs market+$610

FMR is above market; underwrite to market rent.

90% standard$3,393 / 1.07 ratio110% standard$4,147 / 1.31 ratio
1.19
4 BR
4 BR
0.99ratio
FMR$4,570
Market$4,600
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$4,113 / 0.89 ratio110% standard$5,027 / 1.09 ratio
0.99
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 91901 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

91901 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 91901 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,830 and the 4 bedroom fair market rent is $4,570.

Use this page for searches like 91901 FMR, 91901 fair market rent, and 91901 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 91901
Bedroom sizeHUD FMR
Studio$2,160
1 bedroom$2,320
2 bedroom$2,830
3 bedroom$3,770
4 bedroom$4,570