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San Diego County/San Diego/92113

92113

ZIPSAFMR
San Diego County, CA
Zillow

ZIP Investment Score

90Below average

095130300
BRFMR
Eff. Rent
0 BR$1,740$1,820
1 BR$1,850$2,040
2 BR$2,240$2,460
3 BR$2,970$3,270
4 BR$3,590$3,760
5 BR$4,129Not available
6 BR$4,748Not available
7 BR$5,460Not available
8 BR$6,279Not available

Purchase Price Calculator

Maximum purchase price
$303,639

Cost breakdown

+Likely effective rent$2,460
HUD FMR$2,240
Market rent$2,650
Est. payment standard (110%)Used$2,460
-Principal and interest-$1,535
Loan amount$242,911
Down payment$60,728
Rate6.50%
Term30 years
-Operating costs-$725
Property taxes-$304
Insurance-$175
Utilities$0
HOA$0
Management-$246
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,250(64.6% ROI)
Projected value
$326,985
Return breakdown
Property appreciation+$23,347
Loan principal paid down+$8,703
Rental cash flow+$7,200
5-year hold
+$67,420(111.0% ROI)
Projected value
$343,539
Return breakdown
Property appreciation+$39,901
Loan principal paid down+$15,520
Rental cash flow+$12,000
10-year hold
+$146,025(240.5% ROI)
Projected value
$388,683
Return breakdown
Property appreciation+$85,044
Loan principal paid down+$36,980
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.94
1 BR
0.86
2 BR
0.85
3 BR
0.86
4 BR
0.93
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92113 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92113 (San Diego, CA) is $2,240 a month. That is down 7.4% from $2,420 in FY 2026. San Diego is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 174 ZIP codes in San Diego County, 92113 has the 164th-highest two-bedroom rent (county range $1,750–$4,230). The median county two-bedroom FMR in California is $1,725, so ZIP 92113 is 30% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92113
BedroomsFY 2027Change90–110% range
Studio$1,740−5.9%$1,566–$1,914
1BR$1,850−6.6%$1,665–$2,035
2BR$2,240−7.4%$2,016–$2,464
3BR$2,970−7.8%$2,673–$3,267
4BR$3,590−8.2%$3,231–$3,949

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92113
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,740$1,850$2,240$2,970$3,590
FY 2026$1,850$1,980$2,420$3,220$3,910
FY 2025$1,650$1,790$2,220$2,970$3,610
FY 2024$1,530$1,670$2,100$2,830$3,440
FY 2023$1,310$1,450$1,840$2,510$3,060

Two-bedroom rent in nearby San Diego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92113
92107$3,170+41.5%
92108$4,120+83.9%
92109$3,480+55.4%
92110$3,250+45.1%
92111$2,820+25.9%
92112$2,820+25.9%
92113Current$2,240—
92114$2,420+8.0%
92115$2,650+18.3%
92116$2,860+27.7%
92117$2,810+25.4%
92118$4,230+88.8%

Questions about ZIP 92113 rents

How much will Section 8 pay for a two-bedroom in ZIP 92113?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,240, that basic range is $2,016 to $2,464 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92113 in?

ZIP 92113 is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 92113 for FY 2027?

The two-bedroom FMR fell 7.4%, from $2,420 in FY 2026 to $2,240 in FY 2027. Since FY 2023 it has risen 21.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSan Diego, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources