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San Diego County/Campo/91906

91906

ZIPSAFMR
San Diego County, CA
Zillow

ZIP Investment Score

90Below average

095130300
BRFMR
Eff. Rent
0 BR$1,610$1,610
1 BR$1,720$1,720
2 BR$2,080$2,080
3 BR$2,760$2,760
4 BR$3,340$3,340
5 BR$3,841Not available
6 BR$4,417Not available
7 BR$5,080Not available
8 BR$5,842Not available

Purchase Price Calculator

Maximum purchase price
$247,171

Cost breakdown

+Likely effective rent$2,080
HUD FMRUsed$2,080
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,250
Loan amount$197,737
Down payment$49,434
Rate6.50%
Term30 years
-Operating costs-$630
Property taxes-$247
Insurance-$175
Utilities$0
HOA$0
Management-$208
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,290(67.3% ROI)
Projected value
$266,176
Return breakdown
Property appreciation+$19,005
Loan principal paid down+$7,084
Rental cash flow+$7,200
5-year hold
+$57,114(115.5% ROI)
Projected value
$279,651
Return breakdown
Property appreciation+$32,480
Loan principal paid down+$12,633
Rental cash flow+$12,000
10-year hold
+$123,332(249.5% ROI)
Projected value
$316,399
Return breakdown
Property appreciation+$69,229
Loan principal paid down+$30,103
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 91906 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 91906 (Campo, CA) is $2,080 a month. That is down 5.9% from $2,210 in FY 2026. Campo is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 174 ZIP codes in San Diego County, 91906 has the 168th-highest two-bedroom rent (county range $1,750–$4,230). The median county two-bedroom FMR in California is $1,725, so ZIP 91906 is 21% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 91906
BedroomsFY 2027Change90–110% range
Studio$1,610−4.7%$1,449–$1,771
1BR$1,720−5.0%$1,548–$1,892
2BR$2,080−5.9%$1,872–$2,288
3BR$2,760−6.1%$2,484–$3,036
4BR$3,340−6.4%$3,006–$3,674

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 91906
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,610$1,720$2,080$2,760$3,340
FY 2026$1,690$1,810$2,210$2,940$3,570
FY 2025$1,350$1,460$1,810$2,420$2,950
FY 2024$1,410$1,540$1,940$2,620$3,180
FY 2023$1,180$1,300$1,650$2,260$2,740

Two-bedroom rent in nearby San Diego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 91906
91901$2,610+25.5%
91902$2,870+38.0%
91903$2,820+35.6%
91905$2,640+26.9%
91906Current$2,080—
91908$2,820+35.6%
91910$2,590+24.5%
91911$2,660+27.9%
91912$2,820+35.6%
91913$3,740+79.8%
91914$4,120+98.1%
91915$3,810+83.2%

Questions about ZIP 91906 rents

How much will Section 8 pay for a two-bedroom in ZIP 91906?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,080, that basic range is $1,872 to $2,288 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 91906 in?

ZIP 91906 is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 91906 for FY 2027?

The two-bedroom FMR fell 5.9%, from $2,210 in FY 2026 to $2,080 in FY 2027. Since FY 2023 it has risen 26.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCampo, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources