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San Diego County/Solana Beach/92075

92075

ZIPSAFMR
San Diego County, CA
Zillow

ZIP Investment Score

43Below average

095130300
BRFMR
Eff. Rent
0 BR$3,060$3,060
1 BR$3,260$3,590
2 BR$3,940$4,330
3 BR$5,220$5,740
4 BR$6,320$6,950
5 BR$7,268Not available
6 BR$8,358Not available
7 BR$9,612Not available
8 BR$11,054Not available

Purchase Price Calculator

Maximum purchase price
$581,520

Cost breakdown

+Likely effective rent$4,330
HUD FMR$3,940
Market rent$6,000
Est. payment standard (110%)Used$4,330
-Principal and interest-$2,940
Loan amount$465,216
Down payment$116,304
Rate6.50%
Term30 years
-Operating costs-$1,190
Property taxes-$582
Insurance-$175
Utilities$0
HOA$0
Management-$433
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$68,581(59.0% ROI)
Projected value
$626,233
Return breakdown
Property appreciation+$44,713
Loan principal paid down+$16,668
Rental cash flow+$7,200
5-year hold
+$118,139(101.6% ROI)
Projected value
$657,936
Return breakdown
Property appreciation+$76,416
Loan principal paid down+$29,723
Rental cash flow+$12,000
10-year hold
+$257,699(221.6% ROI)
Projected value
$744,394
Return breakdown
Property appreciation+$162,875
Loan principal paid down+$70,824
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.00
1 BR
0.85
2 BR
0.66
3 BR
0.75
4 BR
0.64
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92075 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92075 (Solana Beach, CA) is $3,940 a month. That is down 6.2% from $4,200 in FY 2026. Solana Beach is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 174 ZIP codes in San Diego County, 92075 has the 13th-highest two-bedroom rent (county range $1,750–$4,230). The median county two-bedroom FMR in California is $1,725, so ZIP 92075 is 128% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92075
BedroomsFY 2027Change90–110% range
Studio$3,060−4.4%$2,754–$3,366
1BR$3,260−5.2%$2,934–$3,586
2BR$3,940−6.2%$3,546–$4,334
3BR$5,220−6.8%$4,698–$5,742
4BR$6,320−6.8%$5,688–$6,952

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92075
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$3,060$3,260$3,940$5,220$6,320
FY 2026$3,200$3,440$4,200$5,600$6,780
FY 2025$2,970$3,220$3,990$5,330$6,500
FY 2024$2,790$3,050$3,840$5,180$6,290
FY 2023$2,260$2,480$3,160$4,320$5,250

Two-bedroom rent in nearby San Diego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92075
92067$3,630−7.9%
92068$2,820−28.4%
92069$2,820−28.4%
92070$2,250−42.9%
92071$2,750−30.2%
92072$2,820−28.4%
92074$2,820−28.4%
92075Current$3,940—
92078$3,190−19.0%
92079$2,820−28.4%
92081$3,120−20.8%
92082$2,050−48.0%

Questions about ZIP 92075 rents

How much will Section 8 pay for a two-bedroom in ZIP 92075?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,940, that basic range is $3,546 to $4,334 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92075 in?

ZIP 92075 is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 92075 for FY 2027?

The two-bedroom FMR fell 6.2%, from $4,200 in FY 2026 to $3,940 in FY 2027. Since FY 2023 it has risen 24.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSolana Beach, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources