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San Diego County/SOLANA BEACH/92075

92075

ZIPSAFMR
San Diego County, CA
Zillow
BRFMR
Eff. Rent
0 BR$3,200▲$3,060
1 BR$3,440▲$3,690
2 BR$4,200▲$4,620
3 BR$5,600▲$6,160
4 BR$6,780▲$7,460
5 BR$7,797▲—
6 BR$8,967▲—
7 BR$10,312▲—
8 BR$11,858▲—

Purchase Price Calculator

Maximum purchase price
$624,614

Cost breakdown

+Likely effective rent$4,620
HUD FMR$4,200
Market rent$6,000
Est. payment standard (110%)Used$4,620
Estimated payment standard is $4,620 (110% of FMR).
-Principal and interest-$3,158
Loan amount$499,691
Down payment$124,923
Rate6.50%
Term30 years
-Operating costs-$1,262
Property taxes-$625
Insurance-$175
Utilities$0
HOA$0
Management-$462
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$73,130(58.5% ROI)
Projected value
$672,641
Current value$624,614
Return breakdown
Property appreciation+$48,027
Loan principal paid down+$17,903
Rental cash flow+$7,200
5-year hold
+$126,005(100.9% ROI)
Projected value
$706,693
Current value$624,614
Return breakdown
Property appreciation+$82,079
Loan principal paid down+$31,925
Rental cash flow+$12,000
10-year hold
+$275,017(220.1% ROI)
Projected value
$799,558
Current value$624,614
Return breakdown
Property appreciation+$174,945
Loan principal paid down+$76,072
Rental cash flow+$24,000

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.05ratio
FMR$3,200
Market$3,060
vs market+$140

FMR is near market; voucher and private rents are aligned.

90% standard$2,880 / 0.94 ratio110% standard$3,520 / 1.15 ratio
1.05
1 BR
1 BR
0.90ratio
FMR$3,440
Market$3,820
vs market-$380

FMR is near market; voucher and private rents are aligned.

90% standard$3,096 / 0.81 ratio110% standard$3,784 / 0.99 ratio
0.90
2 BR
2 BR
0.70ratio
FMR$4,200
Market$6,000
vs market-$1,800

FMR is below market; voucher rent may lag private rents.

90% standard$3,780 / 0.63 ratio110% standard$4,620 / 0.77 ratio
0.70
3 BR
3 BR
0.81ratio
FMR$5,600
Market$6,940
vs market-$1,340

FMR is below market; voucher rent may lag private rents.

90% standard$5,040 / 0.73 ratio110% standard$6,160 / 0.89 ratio
0.81
4 BR
4 BR
0.69ratio
FMR$6,780
Market$9,800
vs market-$3,020

FMR is below market; voucher rent may lag private rents.

90% standard$6,102 / 0.62 ratio110% standard$7,458 / 0.76 ratio
0.69
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92075 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geosView county page

92075 fair market rent benchmarks

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92075 shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $4,200 and the 4 bedroom fair market rent is $6,780.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for 92075
Bedroom sizeHUD FMR
Studio$3,200
1 bedroom$3,440
2 bedroom$4,200
3 bedroom$5,600
4 bedroom$6,780
San Diego County fair market rentSOLANA BEACH, CA fair market rent