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San Diego County/Santee/92071

92071

ZIPSAFMR
San Diego County, CA
Zillow

ZIP Investment Score

83Below average

095130300
BRFMR
Eff. Rent
0 BR$2,140$2,000
1 BR$2,280$2,110
2 BR$2,750$3,030
3 BR$3,650$3,730
4 BR$4,410$4,420
5 BR$5,072Not available
6 BR$5,832Not available
7 BR$6,707Not available
8 BR$7,713Not available

Purchase Price Calculator

Maximum purchase price
$388,340

Cost breakdown

+Likely effective rent$3,030
HUD FMR$2,750
Market rent$3,230
Est. payment standard (110%)Used$3,030
-Principal and interest-$1,964
Loan amount$310,672
Down payment$77,668
Rate6.50%
Term30 years
-Operating costs-$866
Property taxes-$388
Insurance-$175
Utilities$0
HOA$0
Management-$303
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,190(62.0% ROI)
Projected value
$418,200
Return breakdown
Property appreciation+$29,860
Loan principal paid down+$11,131
Rental cash flow+$7,200
5-year hold
+$82,880(106.7% ROI)
Projected value
$439,371
Return breakdown
Property appreciation+$51,031
Loan principal paid down+$19,849
Rental cash flow+$12,000
10-year hold
+$180,064(231.8% ROI)
Projected value
$497,108
Return breakdown
Property appreciation+$108,768
Loan principal paid down+$47,296
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.07
1 BR
1.08
2 BR
0.85
3 BR
0.97
4 BR
1.00
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92071 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92071 (Santee, CA) is $2,750 a month. That is down 6.1% from $2,930 in FY 2026. Santee is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 174 ZIP codes in San Diego County, 92071 has the 136th-highest two-bedroom rent (county range $1,750–$4,230). The median county two-bedroom FMR in California is $1,725, so ZIP 92071 is 59% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92071
BedroomsFY 2027Change90–110% range
Studio$2,140−4.0%$1,926–$2,354
1BR$2,280−5.0%$2,052–$2,508
2BR$2,750−6.1%$2,475–$3,025
3BR$3,650−6.4%$3,285–$4,015
4BR$4,410−6.8%$3,969–$4,851

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92071
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,140$2,280$2,750$3,650$4,410
FY 2026$2,230$2,400$2,930$3,900$4,730
FY 2025$2,010$2,180$2,700$3,610$4,400
FY 2024$1,980$2,160$2,720$3,670$4,450
FY 2023$1,770$1,950$2,480$3,390$4,120

Two-bedroom rent in nearby San Diego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92071
92064$2,970+8.0%
92065$2,510−8.7%
92066$1,840−33.1%
92067$3,630+32.0%
92068$2,820+2.5%
92069$2,820+2.5%
92070$2,250−18.2%
92071Current$2,750—
92072$2,820+2.5%
92074$2,820+2.5%
92075$3,940+43.3%
92078$3,190+16.0%

Questions about ZIP 92071 rents

How much will Section 8 pay for a two-bedroom in ZIP 92071?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,750, that basic range is $2,475 to $3,025 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92071 in?

ZIP 92071 is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 92071 for FY 2027?

The two-bedroom FMR fell 6.1%, from $2,930 in FY 2026 to $2,750 in FY 2027. Since FY 2023 it has risen 10.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSantee, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources