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San Diego County/National City/91950

91950

ZIPSAFMR
San Diego County, CA
Zillow

ZIP Investment Score

82Below average

095130300
BRFMR
Eff. Rent
0 BR$1,720$1,830
1 BR$1,840$2,020
2 BR$2,220$2,440
3 BR$2,940$3,220
4 BR$3,560$3,760
5 BR$4,094Not available
6 BR$4,708Not available
7 BR$5,414Not available
8 BR$6,226Not available

Purchase Price Calculator

Maximum purchase price
$300,667

Cost breakdown

+Likely effective rent$2,440
HUD FMR$2,220
Market rent$2,630
Est. payment standard (110%)Used$2,440
-Principal and interest-$1,520
Loan amount$240,533
Down payment$60,133
Rate6.50%
Term30 years
-Operating costs-$720
Property taxes-$301
Insurance-$175
Utilities$0
HOA$0
Management-$244
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,936(64.7% ROI)
Projected value
$323,785
Return breakdown
Property appreciation+$23,118
Loan principal paid down+$8,618
Rental cash flow+$7,200
5-year hold
+$66,878(111.2% ROI)
Projected value
$340,177
Return breakdown
Property appreciation+$39,510
Loan principal paid down+$15,368
Rental cash flow+$12,000
10-year hold
+$144,831(240.8% ROI)
Projected value
$384,879
Return breakdown
Property appreciation+$84,212
Loan principal paid down+$36,618
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.91
1 BR
0.83
2 BR
0.84
3 BR
0.87
4 BR
0.92
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 91950 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 91950 (National City, CA) is $2,220 a month. That is down 5.1% from $2,340 in FY 2026. National City is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 174 ZIP codes in San Diego County, 91950 has the 167th-highest two-bedroom rent (county range $1,750–$4,230). The median county two-bedroom FMR in California is $1,725, so ZIP 91950 is 29% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 91950
BedroomsFY 2027Change90–110% range
Studio$1,720−3.4%$1,548–$1,892
1BR$1,840−4.2%$1,656–$2,024
2BR$2,220−5.1%$1,998–$2,442
3BR$2,940−5.8%$2,646–$3,234
4BR$3,560−5.8%$3,204–$3,916

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 91950
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,720$1,840$2,220$2,940$3,560
FY 2026$1,780$1,920$2,340$3,120$3,780
FY 2025$1,600$1,740$2,150$2,870$3,500
FY 2024$1,510$1,650$2,080$2,800$3,410
FY 2023$1,320$1,450$1,850$2,530$3,080

Two-bedroom rent in nearby San Diego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 91950
91935$2,730+23.0%
91941$2,630+18.5%
91942$2,840+27.9%
91943$2,820+27.0%
91944$2,820+27.0%
91945$2,350+5.9%
91946$2,820+27.0%
91948$2,810+26.6%
91950Current$2,220—
91951$2,820+27.0%
91962$3,290+48.2%
91963$2,820+27.0%

Questions about ZIP 91950 rents

How much will Section 8 pay for a two-bedroom in ZIP 91950?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,220, that basic range is $1,998 to $2,442 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 91950 in?

ZIP 91950 is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 91950 for FY 2027?

The two-bedroom FMR fell 5.1%, from $2,340 in FY 2026 to $2,220 in FY 2027. Since FY 2023 it has risen 20.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentNational City, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources