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San Diego County/Del Mar/92014

92014

ZIPSAFMR
San Diego County, CA
Zillow

ZIP Investment Score

36Below average

095130300
BRFMR
Eff. Rent
0 BR$3,240$3,560
1 BR$3,450$3,800
2 BR$4,170$4,590
3 BR$5,530$6,080
4 BR$6,690$7,360
5 BR$7,693Not available
6 BR$8,848Not available
7 BR$10,175Not available
8 BR$11,701Not available

Purchase Price Calculator

Maximum purchase price
$620,156

Cost breakdown

+Likely effective rent$4,590
HUD FMR$4,170
Market rent$5,800
Est. payment standard (110%)Used$4,590
-Principal and interest-$3,136
Loan amount$496,125
Down payment$124,031
Rate6.50%
Term30 years
-Operating costs-$1,254
Property taxes-$620
Insurance-$175
Utilities$0
HOA$0
Management-$459
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$72,659(58.6% ROI)
Projected value
$667,840
Return breakdown
Property appreciation+$47,684
Loan principal paid down+$17,775
Rental cash flow+$7,200
5-year hold
+$125,191(100.9% ROI)
Projected value
$701,649
Return breakdown
Property appreciation+$81,494
Loan principal paid down+$31,698
Rental cash flow+$12,000
10-year hold
+$273,225(220.3% ROI)
Projected value
$793,852
Return breakdown
Property appreciation+$173,696
Loan principal paid down+$75,529
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.66
1 BR
0.66
2 BR
0.72
3 BR
0.57
4 BR
0.58
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92014 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92014 (Del Mar, CA) is $4,170 a month. That is down 7.3% from $4,500 in FY 2026. Del Mar is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 174 ZIP codes in San Diego County, 92014 has the 5th-highest two-bedroom rent (county range $1,750–$4,230). The median county two-bedroom FMR in California is $1,725, so ZIP 92014 is 142% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92014
BedroomsFY 2027Change90–110% range
Studio$3,240−5.5%$2,916–$3,564
1BR$3,450−6.5%$3,105–$3,795
2BR$4,170−7.3%$3,753–$4,587
3BR$5,530−7.7%$4,977–$6,083
4BR$6,690−8.0%$6,021–$7,359

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92014
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$3,240$3,450$4,170$5,530$6,690
FY 2026$3,430$3,690$4,500$5,990$7,270
FY 2025$3,220$3,490$4,320$5,780$7,030
FY 2024$3,090$3,370$4,250$5,730$6,960
FY 2023$2,470$2,720$3,460$4,730$5,750

Two-bedroom rent in nearby San Diego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92014
92007$3,760−9.8%
92008$3,250−22.1%
92009$3,670−12.0%
92010$3,650−12.5%
92011$4,050−2.9%
92013$2,820−32.4%
92014Current$4,170—
92018$2,820−32.4%
92019$2,840−31.9%
92020$2,510−39.8%
92021$2,440−41.5%
92022$2,820−32.4%

Questions about ZIP 92014 rents

How much will Section 8 pay for a two-bedroom in ZIP 92014?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $4,170, that basic range is $3,753 to $4,587 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92014 in?

ZIP 92014 is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 92014 for FY 2027?

The two-bedroom FMR fell 7.3%, from $4,500 in FY 2026 to $4,170 in FY 2027. Since FY 2023 it has risen 20.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentDel Mar, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources