92078
ZIPSAFMR
San Diego County, CA
BRFMR
Eff. Rent
0 BR$2,580$2,260
1 BR$2,770$2,770
2 BR$3,380$3,110
3 BR$4,500$3,880
4 BR$5,460$4,770
5 BR$6,279
6 BR$7,221
7 BR$8,304
8 BR$9,550

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.14ratio
FMR$2,580
Market$2,260
vs market+$320

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.14
1 BR
1 BR
0.97ratio
FMR$2,770
Market$2,870
vs market-$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.97
2 BR
2 BR
1.09ratio
FMR$3,380
Market$3,110
vs market+$270

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.09
3 BR
3 BR
1.16ratio
FMR$4,500
Market$3,880
vs market+$620

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.16
4 BR
4 BR
1.14ratio
FMR$5,460
Market$4,770
vs market+$690

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.14
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$440,350
Rent
$3,380
Down payment
$88,070
Loan
$352,280
Mortgage
$2,227
Expenses
$953
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92078 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92078 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92078 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,380 and the 4 bedroom fair market rent is $5,460.

Use this page for searches like 92078 FMR, 92078 fair market rent, and 92078 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92078
Bedroom sizeHUD FMR
Studio$2,580
1 bedroom$2,770
2 bedroom$3,380
3 bedroom$4,500
4 bedroom$5,460