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San Diego County/Chula Vista/91914

91914

ZIPSAFMR
San Diego County, CA
Zillow

ZIP Investment Score

79Below average

095130300
BRFMR
Eff. Rent
0 BR$3,200$2,450
1 BR$3,410$2,700
2 BR$4,120$3,290
3 BR$5,460$3,950
4 BR$6,610$4,950
5 BR$7,601Not available
6 BR$8,742Not available
7 BR$10,053Not available
8 BR$11,561Not available

Purchase Price Calculator

Maximum purchase price
$426,976

Cost breakdown

+Likely effective rent$3,290
HUD FMR$4,120
Market rentUsed$3,290
Est. payment standard (90%)$3,710
-Principal and interest-$2,159
Loan amount$341,581
Down payment$85,395
Rate6.50%
Term30 years
-Operating costs-$931
Property taxes-$427
Insurance-$175
Utilities$0
HOA$0
Management-$329
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$52,268(61.2% ROI)
Projected value
$459,807
Return breakdown
Property appreciation+$32,830
Loan principal paid down+$12,238
Rental cash flow+$7,200
5-year hold
+$89,932(105.3% ROI)
Projected value
$483,084
Return breakdown
Property appreciation+$56,108
Loan principal paid down+$21,824
Rental cash flow+$12,000
10-year hold
+$195,591(229.0% ROI)
Projected value
$546,566
Return breakdown
Property appreciation+$119,589
Loan principal paid down+$52,002
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.31
1 BR
1.26
2 BR
1.25
3 BR
1.38
4 BR
1.34
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 91914 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 91914 (Chula Vista, CA) is $4,120 a month. That is down 8.4% from $4,500 in FY 2026. Chula Vista is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 174 ZIP codes in San Diego County, 91914 is tied for the 6th-highest two-bedroom rent (county range $1,750–$4,230). The median county two-bedroom FMR in California is $1,725, so ZIP 91914 is 139% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 91914
BedroomsFY 2027Change90–110% range
Studio$3,200−6.7%$2,880–$3,520
1BR$3,410−7.6%$3,069–$3,751
2BR$4,120−8.4%$3,708–$4,532
3BR$5,460−8.8%$4,914–$6,006
4BR$6,610−9.1%$5,949–$7,271

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 91914
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$3,200$3,410$4,120$5,460$6,610
FY 2026$3,430$3,690$4,500$5,990$7,270
FY 2025$3,220$3,490$4,320$5,780$7,030
FY 2024$3,090$3,370$4,250$5,730$6,960
FY 2023$2,570$2,830$3,600$4,920$5,980

Two-bedroom rent in nearby San Diego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 91914
91905$2,640−35.9%
91906$2,080−49.5%
91908$2,820−31.6%
91910$2,590−37.1%
91911$2,660−35.4%
91912$2,820−31.6%
91913$3,740−9.2%
91914Current$4,120—
91915$3,810−7.5%
91916$2,820−31.6%
91917$2,730−33.7%
91921$2,820−31.6%

Questions about ZIP 91914 rents

How much will Section 8 pay for a two-bedroom in ZIP 91914?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $4,120, that basic range is $3,708 to $4,532 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 91914 in?

ZIP 91914 is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 91914 for FY 2027?

The two-bedroom FMR fell 8.4%, from $4,500 in FY 2026 to $4,120 in FY 2027. Since FY 2023 it has risen 14.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentChula Vista, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources