92117
ZIPSAFMR
San Diego County, CA
BRFMR
Eff. Rent
0 BR$2,290$2,110
1 BR$2,460$2,550
2 BR$3,000$3,100
3 BR$4,000$4,400
4 BR$4,840$5,110
5 BR$5,566
6 BR$6,401
7 BR$7,361
8 BR$8,465

Purchase Price Calculator

Maximum purchase price
$398,742

Cost breakdown

+Likely effective rent$3,100
HUD FMR$3,000
Market rent$3,150
Est. payment standard (103%)Used$3,100
Estimated payment standard is $3,100 (103% of FMR).
-Principal and interest-$2,016
Loan amount$318,994
Down payment$79,748
Rate6.50%
Term30 years
-Operating costs-$884
Property taxes-$399
Insurance-$175
Utilities$0
HOA$0
Management-$310
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$49,288(61.8% ROI)
Projected value
$429,402
Current value$398,742
Return breakdown
Property appreciation+$30,660
Loan principal paid down+$11,429
Rental cash flow+$7,200
5-year hold
+$84,779(106.3% ROI)
Projected value
$451,140
Current value$398,742
Return breakdown
Property appreciation+$52,398
Loan principal paid down+$20,381
Rental cash flow+$12,000
10-year hold
+$184,245(231.0% ROI)
Projected value
$510,424
Current value$398,742
Return breakdown
Property appreciation+$111,682
Loan principal paid down+$48,563
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.09ratio
FMR$2,290
Market$2,110
vs market+$180

FMR is near market; voucher and private rents are aligned.

90% standard$2,061 / 0.98 ratio110% standard$2,519 / 1.19 ratio
1.09
1 BR
1 BR
0.95ratio
FMR$2,460
Market$2,600
vs market-$140

FMR is near market; voucher and private rents are aligned.

90% standard$2,214 / 0.85 ratio110% standard$2,706 / 1.04 ratio
0.95
2 BR
2 BR
0.95ratio
FMR$3,000
Market$3,150
vs market-$150

FMR is near market; voucher and private rents are aligned.

90% standard$2,700 / 0.86 ratio110% standard$3,300 / 1.05 ratio
0.95
3 BR
3 BR
0.78ratio
FMR$4,000
Market$5,150
vs market-$1,150

FMR is below market; voucher rent may lag private rents.

90% standard$3,600 / 0.70 ratio110% standard$4,400 / 0.85 ratio
0.78
4 BR
4 BR
0.92ratio
FMR$4,840
Market$5,250
vs market-$410

FMR is near market; voucher and private rents are aligned.

90% standard$4,356 / 0.83 ratio110% standard$5,324 / 1.01 ratio
0.92
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92117 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92117 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92117 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,000 and the 4 bedroom fair market rent is $4,840.

Use this page for searches like 92117 FMR, 92117 fair market rent, and 92117 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92117
Bedroom sizeHUD FMR
Studio$2,290
1 bedroom$2,460
2 bedroom$3,000
3 bedroom$4,000
4 bedroom$4,840