92127
ZIPSAFMR
San Diego County, CA
BRFMR
Eff. Rent
0 BR$2,750$2,680
1 BR$2,960$2,850
2 BR$3,610$3,570
3 BR$4,810$4,500
4 BR$5,830$5,650
5 BR$6,704
6 BR$7,710
7 BR$8,867
8 BR$10,197

Purchase Price Calculator

Maximum purchase price
$468,584

Cost breakdown

+Likely effective rent$3,570
HUD FMR$3,610
Market rentUsed$3,570
Est. payment standard (99%)$3,580
Market rent is below the inferred standard ($3,580, 99% of FMR).
-Principal and interest-$2,369
Loan amount$374,867
Down payment$93,717
Rate6.50%
Term30 years
-Operating costs-$1,001
Property taxes-$469
Insurance-$175
Utilities$0
HOA$0
Management-$357
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$56,660(60.5% ROI)
Projected value
$504,614
Current value$468,584
Return breakdown
Property appreciation+$36,030
Loan principal paid down+$13,431
Rental cash flow+$7,200
5-year hold
+$97,526(104.1% ROI)
Projected value
$530,160
Current value$468,584
Return breakdown
Property appreciation+$61,576
Loan principal paid down+$23,950
Rental cash flow+$12,000
10-year hold
+$212,312(226.5% ROI)
Projected value
$599,827
Current value$468,584
Return breakdown
Property appreciation+$131,243
Loan principal paid down+$57,069
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.03ratio
FMR$2,750
Market$2,680
vs market+$70

FMR is near market; voucher and private rents are aligned.

90% standard$2,475 / 0.92 ratio110% standard$3,025 / 1.13 ratio
1.03
1 BR
1 BR
1.04ratio
FMR$2,960
Market$2,850
vs market+$110

FMR is near market; voucher and private rents are aligned.

90% standard$2,664 / 0.93 ratio110% standard$3,256 / 1.14 ratio
1.04
2 BR
2 BR
1.01ratio
FMR$3,610
Market$3,570
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$3,249 / 0.91 ratio110% standard$3,971 / 1.11 ratio
1.01
3 BR
3 BR
1.07ratio
FMR$4,810
Market$4,500
vs market+$310

FMR is near market; voucher and private rents are aligned.

90% standard$4,329 / 0.96 ratio110% standard$5,291 / 1.18 ratio
1.07
4 BR
4 BR
1.03ratio
FMR$5,830
Market$5,650
vs market+$180

FMR is near market; voucher and private rents are aligned.

90% standard$5,247 / 0.93 ratio110% standard$6,413 / 1.14 ratio
1.03
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92127 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92127 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92127 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,610 and the 4 bedroom fair market rent is $5,830.

Use this page for searches like 92127 FMR, 92127 fair market rent, and 92127 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92127
Bedroom sizeHUD FMR
Studio$2,750
1 bedroom$2,960
2 bedroom$3,610
3 bedroom$4,810
4 bedroom$5,830