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San Diego County/Escondido/92026

92026

ZIPSAFMR
San Diego County, CA
Zillow

ZIP Investment Score

81Below average

095130300
BRFMR
Eff. Rent
0 BR$2,170$2,080
1 BR$2,320$2,370
2 BR$2,800$2,910
3 BR$3,710$3,790
4 BR$4,490$4,530
5 BR$5,164Not available
6 BR$5,938Not available
7 BR$6,829Not available
8 BR$7,853Not available

Purchase Price Calculator

Maximum purchase price
$370,508

Cost breakdown

+Likely effective rent$2,910
HUD FMR$2,800
Market rent$2,970
Est. payment standard (104%)Used$2,910
-Principal and interest-$1,873
Loan amount$296,407
Down payment$74,102
Rate6.50%
Term30 years
-Operating costs-$837
Property taxes-$371
Insurance-$175
Utilities$0
HOA$0
Management-$291
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,308(62.5% ROI)
Projected value
$398,997
Return breakdown
Property appreciation+$28,489
Loan principal paid down+$10,620
Rental cash flow+$7,200
5-year hold
+$79,625(107.5% ROI)
Projected value
$419,196
Return breakdown
Property appreciation+$48,688
Loan principal paid down+$18,937
Rental cash flow+$12,000
10-year hold
+$172,898(233.3% ROI)
Projected value
$474,282
Return breakdown
Property appreciation+$103,774
Loan principal paid down+$45,125
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.04
1 BR
0.97
2 BR
0.94
3 BR
0.97
4 BR
0.99
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92026 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92026 (Escondido, CA) is $2,800 a month. That is down 6.0% from $2,980 in FY 2026. Escondido is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 174 ZIP codes in San Diego County, 92026 has the 130th-highest two-bedroom rent (county range $1,750–$4,230). The median county two-bedroom FMR in California is $1,725, so ZIP 92026 is 62% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92026
BedroomsFY 2027Change90–110% range
Studio$2,170−4.4%$1,953–$2,387
1BR$2,320−4.9%$2,088–$2,552
2BR$2,800−6.0%$2,520–$3,080
3BR$3,710−6.5%$3,339–$4,081
4BR$4,490−6.7%$4,041–$4,939

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92026
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,170$2,320$2,800$3,710$4,490
FY 2026$2,270$2,440$2,980$3,970$4,810
FY 2025$2,000$2,170$2,680$3,580$4,360
FY 2024$1,870$2,040$2,570$3,460$4,210
FY 2023$1,610$1,770$2,250$3,080$3,740

Two-bedroom rent in nearby San Diego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92026
92019$2,840+1.4%
92020$2,510−10.4%
92021$2,440−12.9%
92022$2,820+0.7%
92023$2,820+0.7%
92024$3,680+31.4%
92025$2,590−7.5%
92026Current$2,800—
92027$2,500−10.7%
92028$2,300−17.9%
92029$3,030+8.2%
92030$2,820+0.7%

Questions about ZIP 92026 rents

How much will Section 8 pay for a two-bedroom in ZIP 92026?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,800, that basic range is $2,520 to $3,080 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92026 in?

ZIP 92026 is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 92026 for FY 2027?

The two-bedroom FMR fell 6.0%, from $2,980 in FY 2026 to $2,800 in FY 2027. Since FY 2023 it has risen 24.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentEscondido, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources