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San Diego County/Escondido/92027

92027

ZIPSAFMR
San Diego County, CA
Zillow

ZIP Investment Score

82Below average

095130300
BRFMR
Eff. Rent
0 BR$1,940$1,990
1 BR$2,070$2,230
2 BR$2,500$2,750
3 BR$3,310$3,460
4 BR$4,010$4,300
5 BR$4,612Not available
6 BR$5,303Not available
7 BR$6,099Not available
8 BR$7,014Not available

Purchase Price Calculator

Maximum purchase price
$346,732

Cost breakdown

+Likely effective rent$2,750
HUD FMR$2,500
Market rent$3,140
Est. payment standard (110%)Used$2,750
-Principal and interest-$1,753
Loan amount$277,386
Down payment$69,346
Rate6.50%
Term30 years
-Operating costs-$797
Property taxes-$347
Insurance-$175
Utilities$0
HOA$0
Management-$275
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,799(63.2% ROI)
Projected value
$373,393
Return breakdown
Property appreciation+$26,660
Loan principal paid down+$9,938
Rental cash flow+$7,200
5-year hold
+$75,286(108.6% ROI)
Projected value
$392,296
Return breakdown
Property appreciation+$45,563
Loan principal paid down+$17,722
Rental cash flow+$12,000
10-year hold
+$163,343(235.5% ROI)
Projected value
$443,847
Return breakdown
Property appreciation+$97,114
Loan principal paid down+$42,229
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.97
1 BR
0.90
2 BR
0.80
3 BR
0.94
4 BR
0.90
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92027 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92027 (Escondido, CA) is $2,500 a month. That is down 6.4% from $2,670 in FY 2026. Escondido is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 174 ZIP codes in San Diego County, 92027 has the 154th-highest two-bedroom rent (county range $1,750–$4,230). The median county two-bedroom FMR in California is $1,725, so ZIP 92027 is 45% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92027
BedroomsFY 2027Change90–110% range
Studio$1,940−4.9%$1,746–$2,134
1BR$2,070−5.5%$1,863–$2,277
2BR$2,500−6.4%$2,250–$2,750
3BR$3,310−7.0%$2,979–$3,641
4BR$4,010−7.0%$3,609–$4,411

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92027
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,940$2,070$2,500$3,310$4,010
FY 2026$2,040$2,190$2,670$3,560$4,310
FY 2025$1,850$2,000$2,480$3,320$4,040
FY 2024$1,750$1,900$2,400$3,240$3,930
FY 2023$1,510$1,670$2,120$2,900$3,520

Two-bedroom rent in nearby San Diego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92027
92020$2,510+0.4%
92021$2,440−2.4%
92022$2,820+12.8%
92023$2,820+12.8%
92024$3,680+47.2%
92025$2,590+3.6%
92026$2,800+12.0%
92027Current$2,500—
92028$2,300−8.0%
92029$3,030+21.2%
92030$2,820+12.8%
92033$2,820+12.8%

Questions about ZIP 92027 rents

How much will Section 8 pay for a two-bedroom in ZIP 92027?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,500, that basic range is $2,250 to $2,750 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92027 in?

ZIP 92027 is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 92027 for FY 2027?

The two-bedroom FMR fell 6.4%, from $2,670 in FY 2026 to $2,500 in FY 2027. Since FY 2023 it has risen 17.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentEscondido, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources