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92036

ZIPSAFMR
San Diego County, CA

ZIP Investment Score

61Below average

095130300
BRFMR
Eff. Rent
0 BR$1,730$1,830
1 BR$1,840$1,910
2 BR$2,230$2,250
3 BR$2,960$2,510
4 BR$3,580$2,460
5 BR$4,117Not available
6 BR$4,735Not available
7 BR$5,445Not available
8 BR$6,261Not available

Purchase Price Calculator

Maximum purchase price
$272,433

Cost breakdown

+Likely effective rent$2,250
HUD FMR$2,230
Market rent$2,260
Est. payment standard (101%)Used$2,250
-Principal and interest-$1,378
Loan amount$217,946
Down payment$54,487
Rate6.50%
Term30 years
-Operating costs-$672
Property taxes-$272
Insurance-$175
Utilities$0
HOA$0
Management-$225
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,956(66.0% ROI)
Projected value
$293,380
Return breakdown
Property appreciation+$20,948
Loan principal paid down+$7,808
Rental cash flow+$7,200
5-year hold
+$61,725(113.3% ROI)
Projected value
$308,232
Return breakdown
Property appreciation+$35,800
Loan principal paid down+$13,925
Rental cash flow+$12,000
10-year hold
+$133,484(245.0% ROI)
Projected value
$348,737
Return breakdown
Property appreciation+$76,304
Loan principal paid down+$33,180
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.92
1 BR
0.95
2 BR
0.99
3 BR
1.18
4 BR
1.46
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92036 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92036 (Julian, CA) is $2,230 a month. That is down 2.6% from $2,290 in FY 2026. Julian is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 174 ZIP codes in San Diego County, 92036 is tied for the 165th-highest two-bedroom rent (county range $1,750–$4,230). The median county two-bedroom FMR in California is $1,725, so ZIP 92036 is 29% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92036
BedroomsFY 2027Change90–110% range
Studio$1,730−1.1%$1,557–$1,903
1BR$1,840−2.1%$1,656–$2,024
2BR$2,230−2.6%$2,007–$2,453
3BR$2,960−3.0%$2,664–$3,256
4BR$3,580−3.2%$3,222–$3,938

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92036
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,730$1,840$2,230$2,960$3,580
FY 2026$1,750$1,880$2,290$3,050$3,700
FY 2025$1,490$1,620$2,000$2,670$3,260
FY 2024$1,380$1,500$1,890$2,550$3,090
FY 2023$1,190$1,300$1,660$2,270$2,760

Two-bedroom rent in nearby San Diego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92036
92026$2,800+25.6%
92027$2,500+12.1%
92028$2,300+3.1%
92029$3,030+35.9%
92030$2,820+26.5%
92033$2,820+26.5%
92036Current$2,230—
92037$3,380+51.6%
92038$2,820+26.5%
92039$2,820+26.5%
92040$2,480+11.2%
92046$2,820+26.5%

Questions about ZIP 92036 rents

How much will Section 8 pay for a two-bedroom in ZIP 92036?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,230, that basic range is $2,007 to $2,453 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92036 in?

ZIP 92036 is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 92036 for FY 2027?

The two-bedroom FMR fell 2.6%, from $2,290 in FY 2026 to $2,230 in FY 2027. Since FY 2023 it has risen 34.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set