Skip to main content
Loading page
San Diego County/Carlsbad/92011

92011

ZIPSAFMR
San Diego County, CA
Zillow

ZIP Investment Score

62Below average

095130300
BRFMR
Eff. Rent
0 BR$3,140$2,650
1 BR$3,350$3,340
2 BR$4,050$4,270
3 BR$5,370$5,120
4 BR$6,490$6,370
5 BR$7,463Not available
6 BR$8,583Not available
7 BR$9,870Not available
8 BR$11,351Not available

Purchase Price Calculator

Maximum purchase price
$572,604

Cost breakdown

+Likely effective rent$4,270
HUD FMR$4,050
Market rent$4,390
Est. payment standard (105%)Used$4,270
-Principal and interest-$2,895
Loan amount$458,083
Down payment$114,521
Rate6.50%
Term30 years
-Operating costs-$1,175
Property taxes-$573
Insurance-$175
Utilities$0
HOA$0
Management-$427
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$67,640(59.1% ROI)
Projected value
$616,632
Return breakdown
Property appreciation+$44,028
Loan principal paid down+$16,412
Rental cash flow+$7,200
5-year hold
+$116,512(101.7% ROI)
Projected value
$647,849
Return breakdown
Property appreciation+$75,245
Loan principal paid down+$29,267
Rental cash flow+$12,000
10-year hold
+$254,115(221.9% ROI)
Projected value
$732,981
Return breakdown
Property appreciation+$160,377
Loan principal paid down+$69,738
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.18
1 BR
1.00
2 BR
0.92
3 BR
1.05
4 BR
1.02
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92011 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92011 (Carlsbad, CA) is $4,050 a month. That is down 5.4% from $4,280 in FY 2026. Carlsbad is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 174 ZIP codes in San Diego County, 92011 has the 9th-highest two-bedroom rent (county range $1,750–$4,230). The median county two-bedroom FMR in California is $1,725, so ZIP 92011 is 135% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92011
BedroomsFY 2027Change90–110% range
Studio$3,140−3.7%$2,826–$3,454
1BR$3,350−4.6%$3,015–$3,685
2BR$4,050−5.4%$3,645–$4,455
3BR$5,370−5.8%$4,833–$5,907
4BR$6,490−6.1%$5,841–$7,139

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92011
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$3,140$3,350$4,050$5,370$6,490
FY 2026$3,260$3,510$4,280$5,700$6,910
FY 2025$2,980$3,230$4,000$5,350$6,510
FY 2024$2,790$3,050$3,840$5,180$6,290
FY 2023$2,280$2,510$3,190$4,360$5,300

Two-bedroom rent in nearby San Diego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92011
92003$2,760−31.9%
92004$1,750−56.8%
92007$3,760−7.2%
92008$3,250−19.8%
92009$3,670−9.4%
92010$3,650−9.9%
92011Current$4,050—
92013$2,820−30.4%
92014$4,170+3.0%
92018$2,820−30.4%
92019$2,840−29.9%
92020$2,510−38.0%

Questions about ZIP 92011 rents

How much will Section 8 pay for a two-bedroom in ZIP 92011?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $4,050, that basic range is $3,645 to $4,455 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92011 in?

ZIP 92011 is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 92011 for FY 2027?

The two-bedroom FMR fell 5.4%, from $4,280 in FY 2026 to $4,050 in FY 2027. Since FY 2023 it has risen 27.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCarlsbad, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources