92123
ZIPSAFMR
San Diego County, CA
BRFMR
Eff. Rent
0 BR$2,900$2,300
1 BR$3,110$2,610
2 BR$3,800$3,270
3 BR$5,060$4,020
4 BR$6,140$4,520
5 BR$7,061
6 BR$8,120
7 BR$9,338
8 BR$10,739

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.26ratio
FMR$2,900
Market$2,300
vs market+$600

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.26
1 BR
1 BR
1.19ratio
FMR$3,110
Market$2,610
vs market+$500

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.19
2 BR
2 BR
1.16ratio
FMR$3,800
Market$3,270
vs market+$530

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.16
3 BR
3 BR
1.26ratio
FMR$5,060
Market$4,020
vs market+$1,040

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.26
4 BR
4 BR
1.36ratio
FMR$6,140
Market$4,520
vs market+$1,620

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.36
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$502,762
Rent
$3,800
Down payment
$100,552
Loan
$402,210
Mortgage
$2,542
Expenses
$1,058
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92123 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.