92058
ZIPSAFMR
San Diego County, CA
BRFMR
Eff. Rent
0 BR$2,440$1,930
1 BR$2,620$2,170
2 BR$3,200$2,760
3 BR$4,260$3,550
4 BR$5,170$4,020
5 BR$5,945
6 BR$6,837
7 BR$7,863
8 BR$9,042

Purchase Price Calculator

Maximum purchase price
$348,218

Cost breakdown

+Likely effective rent$2,760
HUD FMR$3,200
Market rentUsed$2,760
Est. payment standard (91%)$2,910
Market rent is below the inferred standard ($2,910, 91% of FMR).
-Principal and interest-$1,761
Loan amount$278,575
Down payment$69,644
Rate6.50%
Term30 years
-Operating costs-$799
Property taxes-$348
Insurance-$175
Utilities$0
HOA$0
Management-$276
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,955(63.1% ROI)
Projected value
$374,993
Current value$348,218
Return breakdown
Property appreciation+$26,775
Loan principal paid down+$9,981
Rental cash flow+$7,200
5-year hold
+$75,557(108.5% ROI)
Projected value
$393,977
Current value$348,218
Return breakdown
Property appreciation+$45,759
Loan principal paid down+$17,798
Rental cash flow+$12,000
10-year hold
+$163,940(235.4% ROI)
Projected value
$445,749
Current value$348,218
Return breakdown
Property appreciation+$97,531
Loan principal paid down+$42,410
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.26ratio
FMR$2,440
Market$1,930
vs market+$510

FMR is above market; underwrite to market rent.

90% standard$2,196 / 1.14 ratio110% standard$2,684 / 1.39 ratio
1.26
1 BR
1 BR
1.21ratio
FMR$2,620
Market$2,170
vs market+$450

FMR is above market; underwrite to market rent.

90% standard$2,358 / 1.09 ratio110% standard$2,882 / 1.33 ratio
1.21
2 BR
2 BR
1.16ratio
FMR$3,200
Market$2,760
vs market+$440

FMR is above market; underwrite to market rent.

90% standard$2,880 / 1.04 ratio110% standard$3,520 / 1.28 ratio
1.16
3 BR
3 BR
1.20ratio
FMR$4,260
Market$3,550
vs market+$710

FMR is above market; underwrite to market rent.

90% standard$3,834 / 1.08 ratio110% standard$4,686 / 1.32 ratio
1.20
4 BR
4 BR
1.29ratio
FMR$5,170
Market$4,020
vs market+$1,150

FMR is above market; underwrite to market rent.

90% standard$4,653 / 1.16 ratio110% standard$5,687 / 1.41 ratio
1.29
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92058 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92058 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92058 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,200 and the 4 bedroom fair market rent is $5,170.

Use this page for searches like 92058 FMR, 92058 fair market rent, and 92058 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92058
Bedroom sizeHUD FMR
Studio$2,440
1 bedroom$2,620
2 bedroom$3,200
3 bedroom$4,260
4 bedroom$5,170