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San Diego County/La Mesa/91941

91941

ZIPSAFMR
San Diego County, CA
Zillow

ZIP Investment Score

66Below average

095130300
BRFMR
Eff. Rent
0 BR$2,040$1,930
1 BR$2,180$2,350
2 BR$2,630$2,890
3 BR$3,490$3,810
4 BR$4,220$4,430
5 BR$4,853Not available
6 BR$5,581Not available
7 BR$6,418Not available
8 BR$7,381Not available

Purchase Price Calculator

Maximum purchase price
$367,536

Cost breakdown

+Likely effective rent$2,890
HUD FMR$2,630
Market rent$3,050
Est. payment standard (110%)Used$2,890
-Principal and interest-$1,858
Loan amount$294,029
Down payment$73,507
Rate6.50%
Term30 years
-Operating costs-$832
Property taxes-$368
Insurance-$175
Utilities$0
HOA$0
Management-$289
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,994(62.6% ROI)
Projected value
$395,796
Return breakdown
Property appreciation+$28,260
Loan principal paid down+$10,534
Rental cash flow+$7,200
5-year hold
+$79,083(107.6% ROI)
Projected value
$415,834
Return breakdown
Property appreciation+$48,297
Loan principal paid down+$18,786
Rental cash flow+$12,000
10-year hold
+$171,704(233.6% ROI)
Projected value
$470,478
Return breakdown
Property appreciation+$102,941
Loan principal paid down+$44,763
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.06
1 BR
0.89
2 BR
0.86
3 BR
0.88
4 BR
0.93
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 91941 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 91941 (La Mesa, CA) is $2,630 a month. That is down 5.4% from $2,780 in FY 2026. La Mesa is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 174 ZIP codes in San Diego County, 91941 has the 145th-highest two-bedroom rent (county range $1,750–$4,230). The median county two-bedroom FMR in California is $1,725, so ZIP 91941 is 52% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 91941
BedroomsFY 2027Change90–110% range
Studio$2,040−3.8%$1,836–$2,244
1BR$2,180−4.4%$1,962–$2,398
2BR$2,630−5.4%$2,367–$2,893
3BR$3,490−5.7%$3,141–$3,839
4BR$4,220−6.0%$3,798–$4,642

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 91941
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,040$2,180$2,630$3,490$4,220
FY 2026$2,120$2,280$2,780$3,700$4,490
FY 2025$1,910$2,080$2,570$3,440$4,180
FY 2024$1,830$1,990$2,510$3,380$4,110
FY 2023$1,590$1,740$2,220$3,030$3,690

Two-bedroom rent in nearby San Diego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 91941
91932$2,590−1.5%
91933$2,820+7.2%
91934$2,790+6.1%
91935$2,730+3.8%
91941Current$2,630—
91942$2,840+8.0%
91943$2,820+7.2%
91944$2,820+7.2%
91945$2,350−10.6%
91946$2,820+7.2%
91948$2,810+6.8%
91950$2,220−15.6%

Questions about ZIP 91941 rents

How much will Section 8 pay for a two-bedroom in ZIP 91941?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,630, that basic range is $2,367 to $2,893 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 91941 in?

ZIP 91941 is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 91941 for FY 2027?

The two-bedroom FMR fell 5.4%, from $2,780 in FY 2026 to $2,630 in FY 2027. Since FY 2023 it has risen 18.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentLa Mesa, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources